Kitchen water damage is one of the leading causes of insurance claims from homeowners. Based on the report from the Insurance Information Institute, homeowners received $10,000 or more per water related claim between the years 2015 and 2019.
Most homeowner insurance policies will cover kitchen water damage however it is still important to review your policy. Here are some of the kitchen water damages covered by the homeowner insurance policy:
Kitchen water damage can be caused by a variety of factors including:
Broken water lines from the refrigerator can cause consequent water damage and leaks in your kitchen. Water lines can cause cracks on floors and flood the area damaging your appliances and cabinets.
Polybutylene water pipes were predominantly installed in older homes in South Florida and were used by builders until 1996. By the 1980s insurance companies were dealing with severe water damages caused by polybutylene pipes. Due to numerous lawsuits, complaints and leaks, the manufacturing of these pipes was shut down. The only permanent solution to this issue if your house has these pipes, is repiping.
Dishwasher leaks spill water under the appliances and your cabinets. Overlooking this issue can lead to mold growth and severe water damage to the floors.
The sink in your kitchen is probably the busiest part of your kitchen, and it is susceptible to damage at any time. As time goes by, washers, gaskets, and O-rings, p-traps, garbage disposals and water softeners wear out and these lead to leakages in the kitchen. It is important to ensure your faucets and sinks are properly installed to forestall such occurrences.
Kitchen water damage claim processes can quickly become tedious and complicated. Our team of public adjusters is making this process simple for you. We are experienced professionals who will examine your property, find the root of the problem, file a claim on your behalf and meet with the insurance company as quickly as possible to make sure you receive the proper compensation.
If you’ve suffered property damages due to kitchen water leak, contact Century Public Adjusters now
Let’s start your claim today!
Understand “The Insurance Claim Process” with Century Public Adjusters. We’ll assist you all the way through the claim till you get your correct cash award settlement.
In the case where a claim might have already been denied it is no problem to reopen the case and request a reevaluation of the factors and policy terms.
In a case where the insurance company has come up with too low an initial offer than expected, Century Public Adjusters will file for a reappraisal of the claim.
